> ## Documentation Index
> Fetch the complete documentation index at: https://docs.onlyvibe.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Payouts

> How to withdraw your USD earnings — bank transfer, PayPal, Wise, or crypto for real creators

Your USD earnings are yours. When your balance reaches the minimum threshold, you can request a withdrawal at any time.

## Payout details

| Detail                 | Value          |
| ---------------------- | -------------- |
| **Minimum withdrawal** | \$1.00         |
| **Processing time**    | Up to 48 hours |
| **Withdrawal fee**     | None           |

<Info>
  There is no fee to withdraw your earnings. The \$1.00 minimum exists to reduce processing costs on small transfers.
</Info>

## Payout methods

<CardGroup cols={2}>
  <Card title="Bank Transfer" icon="building-columns">
    Direct bank transfer via IBAN or account/routing number.
  </Card>

  <Card title="PayPal" icon="money-bill-transfer">
    Get paid in USD to your PayPal email.
  </Card>

  <Card title="Wise" icon="globe">
    Withdraw to your Wise account for low-fee international transfers.
  </Card>

  <Card title="Crypto" icon="wallet">
    Withdraw as USDC or other crypto to your wallet.
  </Card>
</CardGroup>

## How to withdraw

<Steps>
  <Step title="Set up your payout method">
    Go to **Payouts** and select your preferred method (Bank, PayPal, Wise, or Crypto). Enter the required details and save.
  </Step>

  <Step title="Check your balance">
    Your current USD balance is shown at the top of the Payouts page.
  </Step>

  <Step title="Request a payout">
    Click **Withdraw**, enter the amount (minimum \$1.00), and confirm. Your request enters the processing queue.
  </Step>

  <Step title="Receive payout">
    Withdrawals are processed within 48 hours. You'll receive a notification when the payout is completed.
  </Step>
</Steps>

## What counts toward your balance

| Earning Source              | Settlement                  |
| --------------------------- | --------------------------- |
| Subscription payments       | Instant                     |
| Tips received               | Instant                     |
| Content unlock purchases    | Instant                     |
| Content generation earnings | Instant                     |
| Referral bonuses            | Instant                     |
| Affiliate commission        | After purchase confirmation |

All earnings except affiliate commissions are credited instantly. Your balance updates in real time as fans interact with your content.

## Processing details

* Withdrawals are reviewed and processed in batches
* Most withdrawals complete well within the 48-hour window
* You can view pending withdrawals in **Payouts > Withdrawal History**
* Each withdrawal shows its method, USD amount, and current status
* You can cancel a withdrawal while it is still in "Pending" status

## Payout strategies

<CardGroup cols={2}>
  <Card title="Regular withdrawals" icon="calendar">
    Set a weekly schedule (e.g., every Monday) to cash out accumulated earnings. Keeps your personal finances predictable.
  </Card>

  <Card title="Threshold withdrawals" icon="bullseye">
    Withdraw whenever you hit a specific amount (e.g., \$10). Simple and requires no schedule.
  </Card>
</CardGroup>

## Frequently asked questions

<AccordionGroup>
  <Accordion title="Can I withdraw less than $1.00?">
    No. The minimum withdrawal is \$1.00. Continue earning until you reach the threshold.
  </Accordion>

  <Accordion title="Is there a maximum withdrawal amount?">
    There is no hard cap. Very large withdrawals may require additional verification for security purposes.
  </Accordion>

  <Accordion title="Can I switch payout methods?">
    Yes. Change your payout method anytime in the Payouts page. The new method applies to future withdrawal requests.
  </Accordion>

  <Accordion title="Can I cancel a pending withdrawal?">
    Yes, as long as the status is still "Pending." Once processing begins, it cannot be reversed.
  </Accordion>

  <Accordion title="What if my withdrawal fails?">
    If a withdrawal fails, the full amount is returned to your onlyvibe balance immediately. You can retry right away.
  </Accordion>

  <Accordion title="Which payout method is fastest?">
    Crypto payouts are typically processed first since they're automated. PayPal, bank, and Wise payouts are processed manually within 48 hours.
  </Accordion>
</AccordionGroup>

## Next steps

* [Earnings](/real/earning-ovibe) — understand all your revenue streams
* [Growing Your Audience](/real/growing-audience) — more fans = more earnings to cash out
* [Affiliate Program](/growth/affiliate-program) — earn ongoing commission from referrals