> ## Documentation Index
> Fetch the complete documentation index at: https://docs.onlyvibe.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Cashing Out

> How to withdraw your USD earnings — bank transfer, PayPal, Wise, or crypto

Your earnings are in USD and yours to withdraw anytime. Choose from multiple payout methods.

## Withdrawal requirements

| Requirement            | Details           |
| ---------------------- | ----------------- |
| **Minimum withdrawal** | \$1.00            |
| **Processing time**    | Up to 48 hours    |
| **Fee**                | No withdrawal fee |

<Info>
  There is no fee to withdraw. The \$1.00 minimum exists to reduce processing costs on small transfers.
</Info>

## Payout methods

Choose the method that works best for you:

<CardGroup cols={2}>
  <Card title="Bank Transfer" icon="building-columns">
    Direct bank transfer via IBAN or account/routing number. Available worldwide.
  </Card>

  <Card title="PayPal" icon="money-bill-transfer">
    Get paid in USD to your PayPal email.
  </Card>

  <Card title="Wise" icon="globe">
    Withdraw to your Wise account for low-fee international transfers.
  </Card>

  <Card title="Crypto" icon="wallet">
    Withdraw as USDC or other crypto to your wallet.
  </Card>
</CardGroup>

## How to withdraw

<Steps>
  <Step title="Set up your payout method">
    Go to **Payouts** and select your preferred method. Enter the required details (bank info, PayPal email, Wise email, or wallet address).
  </Step>

  <Step title="Check your balance">
    Your current USD balance is shown at the top of the Payouts page.
  </Step>

  <Step title="Request withdrawal">
    Click **Withdraw**, enter the amount (minimum \$1.00), and submit. Your request enters the processing queue.
  </Step>

  <Step title="Receive payout">
    Withdrawals are processed within 48 hours. You'll receive a notification when the payout is completed.
  </Step>
</Steps>

## Setting up payout methods

### Bank Transfer

1. Go to **Payouts** and select **Bank**
2. Enter your account holder name, IBAN (or routing + account number), bank name, and country
3. Click **Save**

### PayPal

1. Go to **Payouts** and select **PayPal**
2. Enter your PayPal email address and click **Save**
3. Payouts are sent as USD to this email

### Wise

1. Go to **Payouts** and select **Wise**
2. Enter your Wise email address and click **Save**
3. Payouts are sent as USD to your Wise account

### Crypto

1. Go to **Payouts** and select **Crypto**
2. Enter your wallet address and select your preferred stablecoin
3. Click **Save**

## Processing details

* Withdrawals are reviewed and processed in batches
* Processing takes up to **48 hours** from the time of request
* You can view pending withdrawals in **Payouts > Withdrawal History**
* Once processed, the status updates to "Completed"

## Frequently asked questions

<AccordionGroup>
  <Accordion title="Can I withdraw less than $1.00?">
    No. The minimum withdrawal is \$1.00. Continue earning until you reach the threshold.
  </Accordion>

  <Accordion title="Is there a maximum withdrawal amount?">
    There is no hard maximum per withdrawal. Very large withdrawals may require additional verification.
  </Accordion>

  <Accordion title="Can I switch payout methods?">
    Yes. You can change your payout method at any time in the Payouts page. The new method applies to future withdrawal requests.
  </Accordion>

  <Accordion title="Can I cancel a pending withdrawal?">
    You can cancel a withdrawal while it is still in "Pending" status. Once processing begins, it cannot be reversed.
  </Accordion>

  <Accordion title="Why does processing take up to 48 hours?">
    Withdrawals are reviewed for security and processed in batches. Most withdrawals complete well within the 48-hour window.
  </Accordion>

  <Accordion title="Are there any withdrawal fees?">
    onlyvibe does not charge a withdrawal fee. Your payment provider (PayPal, bank, Wise) may charge their own receiving fees.
  </Accordion>

  <Accordion title="What if my withdrawal fails?">
    If a withdrawal fails, the full amount is returned to your onlyvibe balance. You can retry immediately.
  </Accordion>
</AccordionGroup>

## Earnings sources in your balance

Your withdrawable balance includes earnings from all sources:

| Source                    | Settlement                  |
| ------------------------- | --------------------------- |
| AI character interactions | Instant                     |
| Subscription payments     | Instant                     |
| Tips received             | Instant                     |
| Referral bonuses          | Instant                     |
| Affiliate commission      | After purchase confirmation |

<Tip>
  All earnings except affiliate commissions are credited instantly. Your balance updates in real time as fans interact with your content.
</Tip>

## Next steps

* [All Ways to Earn](/token/earning) — maximize your balance before withdrawal
* [Service Pricing](/token/pricing) — see what everything costs on the platform
* [Affiliate Program](/growth/affiliate-program) — earn ongoing commission from referrals